|
Sr. No.
|
Particulars
|
|
Interest Rate (p.a.)
|
|
|
|
|
|
|
1
|
Housing Loan
|
|
9.50%
|
|
2
|
All Business Loans
|
|
12.00%
|
|
3
|
All Other Term Loans
|
|
16.00%
|
|
4
|
Property Mortgage Loan
|
|
13.00%
|
|
5
|
Two Wheeler Loan
|
|
9.50%
|
|
6
|
Education Loan
|
Studies in India (Max. Rs. 10 lac)
|
11.00%
|
|
|
|
Studies in abroad (Max. Rs. 50 lac)
|
11.00%
|
|
7
|
Loans to Professional
|
|
11.00%
|
|
8
|
Rent Discounting
|
|
11.00%
|
|
9
|
Loans for Medical Expenses
|
|
11.00%
|
|
10
|
Four Wheeler Vehicle Loan
|
For Personal Use
|
9.50%
|
|
11
|
Vehicle loan for Purchase of Resale Car
|
|
13.00%
|
|
12
|
Loans for Commercial Vehicle
|
|
13.00%
|
|
13
|
Loans for Purchase of Gold or against Gold Ornaments
|
|
9.50%
|
|
14
|
FDCC
|
Own FDR
|
Interest rate on FD + 1.50%
|
|
|
|
Third Party FDR
|
Interest rate on FD + 2.50%
|
|
15
|
Loan against FDR
|
Own FDR
|
Interest rate on FD + 1.00%
|
|
|
|
Third Party FDR
|
Interest rate on FD + 2.00%
|
|
16
|
Cash Credit
|
Upto Rs. 5 lac
|
12.50%
|
|
|
|
Above Rs. 5 lac to Rs. 25 lac
|
12.00%
|
|
|
|
Above Rs. 25 lac
|
11.50%
|
|
17
|
Unsecured Loans/ Personal
|
|
14.00%
|
|
18
|
Personal Loans Secured by Tangible Security
|
|
14.00%
|
|
19
|
Loan against LIC / NSC
|
|
12.00%
|